Welcome to Pelletier Senior Planning
Medicare Planning Made Clear
Medicare Doesn’t Have To Feel Confusing.
Whether you are turning 65, retiring soon, or reviewing your current coverage, Pelletier Senior Planning helps simplify Medicare so you can make confident decisions about your healthcare and retirement future.
Choosing The Right Medicare Plan Matters
Medicare has many moving parts — Medicare Supplement plans, Medicare Advantage plans, prescription drug plans, provider networks, premiums, deductibles, copays, and enrollment timelines. Choosing the wrong plan could cost you more in the long run. Our goal is to help make the process easier to understand.
Compare Your Options
Understand the differences between Medicare Supplement plans, Medicare Advantage plans, and Part D prescription drug coverage.
Review Doctors & Prescriptions
Make sure your doctors, hospitals, specialists, pharmacies, and medications are considered before choosing a plan.
Avoid Costly Mistakes
Enrollment timing, penalties, provider networks, and prescription costs can create expensive surprises if not reviewed carefully.
We Make Medicare Easier To Understand
Choosing a Medicare plan is not something to rush through. The lowest premium does not always mean the lowest total cost once deductibles, prescriptions, networks, and copays are factored in.
How To Choose The Right Medicare Plan
- Compare premiums, deductibles, copays, and maximum out-of-pocket exposure.
- Review whether your doctors, hospitals, and specialists accept the plan.
- Make sure your prescriptions are covered properly and review pharmacy pricing.
- Consider travel flexibility and provider network restrictions.
- Understand Medicare enrollment periods and potential late enrollment penalties.
Get Our FREE Turning 65 Medicare Roadmap
A step-by-step guide designed to help you understand what to expect before, during, and after Medicare enrollment.
Medicare Supplement Plans
Medicare Supplement plans help cover certain out-of-pocket costs Original Medicare does not pay.
These plans may be ideal for people who want predictable coverage and the flexibility to see providers who accept Original Medicare.
Medicare Advantage Plans
Medicare Advantage plans may include additional benefits such as dental, vision, hearing, prescription drug coverage, transportation, and fitness benefits.
The key is making sure the plan works properly with your doctors, prescriptions, hospitals, and healthcare needs.
We Help Make Medicare Easier.
Our goal is to help you understand your options clearly so you can make informed decisions with confidence.
Get Free Medicare Help